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The Debt-Free Roadmap
Get My Roadmap →
The Debt-Free Roadmap
Get My Roadmap →
A beginner-friendly money plan for overwhelmed brains.
Get out of the "I don't even know where to start" freeze
Track your debts and money in one simple place, no formulas
Find extra cash to throw at debt, even on a tight budget
Stay consistent with a 5-minute monthly check-in, not a spiral
Most debt advice starts with a spreadsheet and assumes you're already organized, already motivated, already have $500 of "extra" sitting around. This roadmap starts somewhere more honest: exactly where you are right now.
Before anything else, you need the full picture — every balance, every rate, every minimum, laid out in one place. No formulas, no guessing, no avoiding the number. Just the truth, made simple enough to look at.
Snowball or avalanche. Aggressive or steady. There's no single "right" way to pay off debt — only the way you'll actually stick with. This roadmap helps you choose the method and pace that match your goals, your income, and your life right now.
You don't need a five-year plan you'll abandon by March. You need the next right step. Nine sections, one task each, in order — so you always know exactly what to do next, from where you are today to where you're trying to get.
You are not "bad with money." Nobody ever actually taught you this. That's it — that's the whole secret.
One-time payment. Instant download. Works offline, right in your browser, for as long as you need it.
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